Dental Insurance Information
At Distinctive Dentistry, we will be glad to work with your dental insurance plan in order to ensure that you receive the maximum allowable benefits for any dental procedure you or a family member has in our office. Generally speaking, most dental insurance typically covers preventive care including cleanings and exams, annual x-rays, dental sealants, fluoride treatments and some other services. Several restorative treatments are also partially covered by many plans, but most dentistry for cosmetic purposes only – is not a covered expense.
We are in-network with MetLife, Delta Dental Premier, Assurant, Cigna Dental Discount and Dental Health Alliance (Dental Alliance partially encompasses several different plans including Aetna, United Concordia and Assurant). As an in-network provider with these insurance companies, Distinctive Dentistry has negotiated a pre-determined fee for services that is usually discounted. If there is a difference between our regular fee and this negotiated fee, you are not responsible for paying that difference. Once you’ve satisfied your deductible, all you pay is the coinsurance charge.
Because negotiated fees are based on the “usual and customary rates” for a particular service in our area, there’s a pretty good chance that the cost difference will be nominal even if we’re out-of-network on your plan. Regardless of whether we are in-network or out-of-network, the Dallas, GA dentists at Distinctive Dentistry will happily work with your insurance carrier and file most claims for you.
Dental Insurance Basics
While the dental insurance plan you have may differ somewhat from your neighbors’, they all follow some basic rules. The first is that there is a limit to benefits, typically around $1000 annually. It is in the best interest of your oral and dental health to fully use your benefits each year. At the end of a benefit year, those benefits expire and do not roll over. As the saying goes—use ‘em or lose ‘em.
It’s no accident that dental insurance benefits expire. In fact, dental insurance companies do this to encourage subscribers to have regular preventive care. Unlike medical doctors who usually step in once there -+is a health problem, dentists are educated and trained to prevent oral and dental health problems before they get out of hand. Found and treated early, dental concerns such as tooth decay, gum disease, cracked teeth and loose fillings are far less expensive and time consuming.
Call Our Office Today
If you would like assistance understanding the details of your dental insurance plan, contact Distinctive Dentistry. Your dentist in Dallas, GA is always willing to help!